Crafted to help you curate your agenda to perfection, the Refillable Leather Agenda Cover is equipped for all your planning needs. When it comes to staying on top of your schedule, It'smportant that nothing is overlooked. Thats why we took every detail into account from the inside, out. Sewn from USA Heritage leather, this agenda cover features strap with nickel snap closure to keep it all together. On the inside, two internal side pockets and silver-toned nickel 6-ring insert make organization breeze. It comes with starter set of ruled page inserts, quarterly planner inserts, and four kraft tab dividers. Additional inserts including ruled, grid, plain, an undated quarterly planner and divider set are available for purchase.